Attention homeowners in Kansas City and Jackson County: Get an Appraisal today!

See the top 7 reasons MO homeowners use Mark Murphy:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Jackson county's assessment of your property
To lower your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a MO divorce, when real estate needs to be divided
To settle an estate in Jackson county or MO by determining the true market value of real estate in question

Do you own a home in or near Kansas City? Do you need help deciding the price of your real estate?
Contact Mark Murphy.

We at Mark Murphy understand the individual needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Mark Murphy, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Mark Murphy is qualified in helping customers just like you delete unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close by. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Mark Murphy is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An expert appraisal from Mark Murphy can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a professional double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Mark Murphy offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Mark Murphy can help with that too. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.